All you need to know about travel insurance

Travel is terrific but sometimes things go awry. However, by purchasing travel insurance, you can reduce these risks and continue your trip with peace of mind.

Ensure that your next trip is even more relaxing – keep reading to learn everything you need to know about travel insurance!

First and foremost, what exactly is travel insurance?

Travel insurance is a type of insurance that allows you to protect your health and property security while traveling abroad or domestically. Travel insurance policies can protect your travels against illness, accidents, lost luggage or other unexpected negative situations, depending on the policy’s coverage.

What are the differences between travel insurance and travel health insurance?

There is a difference between travel insurance and travel health insurance, although the two are frequently confused. In fact, both travel health insurance and travel insurance often offer the same sort of coverage but, in general, both types of insurance protect your budget against unforeseen events such as illness, accident or injury during your trip. Depending on the insurance policy, the scope of coverage may differ. For example, some travel health insurance policies may cover funeral transportation or luggage loss, whereas others may not. It is always advisable to read the coverage details in full and ensure that you understand both the coverage and the conditions.

What is domestic or international travel insurance and what do they cover?

As “domestic” suggests, domestic travel insurance is valid solely for travel within the borders of your departure country. These policies provide coverage related to health and financial matters. The duration of insurance coverage may vary depending on the issuer company.

International travel insurance is applicable to international travel and these policies also protect your travel in terms of health and certain financial matters. The coverage offered by an international travel insurance policy may vary depending on the country to which you are traveling.

Is it necessary to have travel insurance when traveling abroad?

Although not all countries require international travel insurance, countries in the European Union, particularly those covered by the Schengen visa, do require international travel insurance. If you apply for a Schengen visa without purchasing travel insurance, your application may be denied. We recommend that you thoroughly research and prepare the documents required by the country you will visit before traveling abroad.

You can read Things to consider when obtaining a visa for more information on the visa application process.

Benefits of flying with travel insurance

As we noted, travel insurance opens the door to a peaceful and secure journey. Of course, while coverage varies depending on the insurance company, a travel insurance policy will typically include trip cancellation, luggage and personal belongings protection, and emergency medical treatments.

When flying with Turkish Airlines, you can take advantage of customer-oriented services as well as travel insurance benefits by establishing open lines of communication and purchasing XCover Travel Insurance. However, keep in mind that XCover Travel Insurance coverage may differ depending on the region served.